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Policy Forms

Policy Jacket - Homeowners

Policy Jacket - Condominium
ICT - TEXAS HOMEOWNERS POLICY - FORM A
(ICTHOA)
ICT - TEXAS HOMEOWNERS POLICY - FORM B
(ICTHOB)
ICT - TEXAS HOMEOWNERS CONDOMINIUM POLICY - FORM B
(ICTHOBCON)

Endorsements

Additional Insured
(HO 301)

Additional Perils Covg
(APC 06 07)
Condominium Loss Assessment Covg
(HO 382)
Dog Liability Endt
(DLE 06 05)
Excl - Cosmetic Damage to Roof
(HO 145)
Excl - Foundation Water Damage
(FWDE 06 05 - Nueces County Only)
Excl - Residential Community Prop Clause
(HO 142)
Excl - Windstorm, Hurricane & Hail
(HO 140)
Inc Limit - Jewelry, Watches & Furs
(HO 110)
Mold, Fungi & Other Microbes / Form A
(HO 161)
Mold, Fungi & Other Microbes / Form B
(HO 162)
Mold, Fungi & Other Microbes / Condo
(HO 165)
Personal Injury Covg
(HO 201)
Premium Surcharge - Claims
(HO 330)
R/C - Covg A with ACV on Roof
(RCAERC 06 05)
R/C Personal Prop
(HO 101)
R/C - Loss Settlement Endt
(RCLS 06 05)
Residence Glass Covg
(HO 105)
Scheduled Personal Property
(HO 160)
Special Provisions - Form B
(SP B 06 05)
Special Provisions - Form A/Condo
(SPACONB 06 05)
Sworn Statement in Proof of Loss
(HO 190)
Unit Owners Out buildings & O/S Covg
(HO 180)
Identity Theft Expense Coverage
(UI 04 55)
Equipment Breakdown Enhancement
(UIEBEETX)
Watercraft Liability Coverage
(HO-215)
Specified Addl Amount of Insurance Covg A – Dwelling
(UI 04 20)
Other Structures – Decreased Limits
(UI OS DL)

Windstorm, Hurricane and Hail Exclusion Agreement
(HO-140)
Named Storm Deductible Endorsement - HOA
(UI TX 110 HOA 08 09) 
Named Storm Deductible Endorsement - HOB
(UI TX 110 HOB 08 09) 
Additional Residence Rented to Others
(UN 04 25 04 10)
Privacy Policy
Consumer Bill of Rights
Use of Credit Disclosure
Consumer Bill of Rights (Spanish)
Use of Credit Disclosure (Spanish)
Additional Residence Rented to Others
(UN 04 25 04 10)


Underwriting, Payment & Required Underwriting Forms

Appliance Certification

Cancellation Request
Declination Letter
Mold Certification Document
MOLD REMEDIATION COVERAGE OPTIONS
(MRCO 06 05)
Payment Authorization Form
Direct Deposit Form
4 Point Inspection Form
Hazard Removal Form
Coverage Restrictions Acknowledgement
Required Documentation
Excl- Windstorm, Hurricane & Hail
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Copyright © 2010 Universal Group, Inc. All rights reserved. Insurance products are issued and underwritten by one of Universal’s insurance companies: Universal North America Insurance Company and Universal Insurance Company of North America. Issuance of coverage is subject to underwriting review and approval. Products may not be available in all states.

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