At Universal, personal insurance has been the cornerstone of our business for over 30 years. As a leading personal lines insurance company, Universal provides insurance coverage that meets the needs of our modern day society. Two such examples of this are the Identity Theft Coverage and Mechanical Equipment Breakdown Endorsements that we offer. We believe it is our responsibility to provide you with the most comprehensive coverage at competitive premiums.

Along with coverage and price, we understand that service is important to you. We are proud of the partnerships we have with agents living, working and serving in the community in which you live. Universal agents are highly skilled professionals who focus on customer satisfaction and attention to detail. Find a Universal Agent who will provide a comprehensive review of the products we offer and help you to identify all of your personal insurance needs.

For information about our products including Homeowners, Condo Unit Owners, Renters, Dwelling Fire, Flood, Auto, Businessowners and Commercial Residential Package policies, please click here to visit our insurance products pages.