Home Equipment Protection Insurance
Breakdown. It's an ugly word. No one wants to think about it. No one wants to experience it. No one wants to pay out of pocket to make it go away. When the unexpected happens, Universal has a plan for that.
Plan now for the unexpected. Ask about equipment protection from Universal. After all, accidents happen. Peace of mind is planned in advance.
Homeowner policies do not all provide the same protection. In fact, very few cover the costly mechanical and electrical equipment that keep a home operational, comfortable and secure. That's a big gap in coverage, especially since equipment failures are more common than fire losses.
Universal policies have been enhanced to offer Equipment Protection. This unique coverage protects the home's most vital systems from potential losses -- even damage that wouldn't typically be covered under warranty or maintenance contract.
Losses arising from electrical arcing and mechanical breakdown are covered, including those due to:
- Centrifugal force
- Short circuits
- Line surges
- Owner error
Universal's Equipment Protection offers valuable coverage when common equipment breakdowns occur.
- Air conditioning systems
- Electrical distribution systems
- Telephone and security systems
- Computer-controlled equipment
- Surround sound systems
- Hot water and heating systems
- Well water pumps
- Swimming pool equipment
Managing your policy is easy with Universal's special website feature, My Universal. Make payments and gain access to important policy documents online at http://www.uihna.com/signup/.
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