Flood Protection
Floodwaters. They usually strike without warning. They're always swift and severe. And the threat often comes from an unlikely event - like a hurricane of heavy storm. When the unexpected happens, Universal has a plan for that.
Plan now for the unexpected. Ask about flood protection from Universal. Peace of mind can never come too soon.
- Every home is at risk, with floods and flash floods recorded in all 50 states regardless of terrain or climate.
- Almost 25 percent of all flood insurance claims come from areas designated as "minimal flood risk."
- Flood damage is not covered under most homeowner insurance policies.
- Federal disaster assistance often comes in the form of a loan with interest, and it's only available if the President formally declares a disaster.
- Even after flood insurance is purchased, there may be a 30-day waiting period before coverage begins.
To learn more about these and other critical flood facts, visit http://www.floodsmart.gov/
Universal makes it easy to obtain Flood Protection in addition to your Universal Homeowners Policy. Our Universal agents are readily accessible for one-stop-shopping. To locate an agent in your area and request a quote, please visit our website at http://www.uihna.com/. Above all, premiums are relatively inexpensive - especially when considering the coverage you receive.
Universal Flood Protection is offered in partnership with the National Flood Insurance Program (NFIP), which means our coverage is solidly backed by the federal government. Under NFIP guidelines, almost every home in participating communities is eligible for flood insurance, and policyholders will enjoy these added benefits:
- Unlike many federal disaster relief packages, there's no loan to repay
- Coverage can be extended to protect valued personal belongings
- Once coverage is in force, immediate relief may be available through advances or partial payments
To learn more about the National Flood Insurance Program, visit http://www.fema.gov/
It only takes an inch of water to cause costly damage to a home. Isn't that worth a measure of protection?
Managing your policy is easy with Universal's special website feature, My Universal. Make payments and gain access to important policy documents online at http://www.uihna.com/signup/.
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