Your home is often your most valuable asset. Make sure it is protected with the right homeowners coverage from Universal. There's a policy for your individual needs.

Condominium association policies typically cover common areas only. Universal can provide coverage - and peace of mind - for your individual condo and its valued contents.

When unexpected damage or theft happens, renters need protection, too. Universal North America has a policy designed to give renters specific coverage at a price that makes sense.

For unbudgeted expenses and repairs, landlords need solid, dependable protection. Protect your investment with dwelling fire coverage from Universal.

Look to Universal for valuable coverage when common equipment breakdowns occur. May include air conditioning systems, telephone and security systems, surround sound and home theater systems plus hot water systems, swimming pool equipment and more.

It only takes an inch of water to cause costly damage to a home. Universal offers flood protection in partnership with the National Flood Insurance Program (NFIP).

When the rubber meets the road, you need auto insurance that protects you, your family and your vehicle. Look to Universal for all your coverage needs.