Your home is often your most valuable asset. Make sure it is protected with the right Homeowners coverage from Universal North America. There's a policy for your individual needs.

Condominium association policies typically cover common areas only. Universal North America can provide coverage - and peace of mind - for your individual condo and its valued contents.

When unexpected damage or theft happens, renters need protection, too. Universal North America has a policy designed to give renters specific coverage at a price that makes sense.

For unbudgeted expenses and repairs, landlords need solid, dependable protection. Protect your investment with Dwelling Fire coverage from Universal North America.

Look to Universal North America for valuable coverage when common equipment breakdowns occur. May include air conditioning systems, telephone and security systems, surround sound and home theater systems, plus hot water systems, swimming pool equipment and more.

It only takes an inch of water to cause costly damage to a home. Universal North America offers Flood protection in partnership with the National Flood Insurance Program (NFIP).

When the rubber meets the road, you need Auto insurance that protects you, your family and your vehicle. Look to Universal North America for all your coverage needs.

Owning a business is hard work. Protecting it should be easy. That's why Universal North America offers Businessowner's protection, Property and Liability coverage for small businesses.

Earthquakes happen without warning. We want you to be ready. Universal North America offers both Comprehensive and Limited coverage to meet your budget and a free earthquake checklist to make sure you're prepared.