|
| We're glad that you're interested in learning more about our company, our products and our agency programs. At Universal Insurance Company of North America (Universal North America®), we look forward to establishing partnerships with agencies that share our values and commitment to providing exceptional customer service. |
| Florida agents and homeowners have seen more than their share of insurance problems over the past several years. We've made a long-term commitment to be a part of the solution. While many insurance companies purchase only the minimum mandated reinsurance protection, Universal North Ameica goes well beyond to ensure we're ready to take care of our policyholders. Click here to read our message to Florida Homeowners. |
| |
|
| Corporate Overview |
A history of stability. Universal North America is a subsidiary of Universal Group, Inc. and benefits from its parent's long tradition of excellence and stability:
- 35+ years of personal lines experience
- An "A" (Excellent) Financial Stability Rating from A.M. Best & Company
- A core group of management in place for more than 15 years
Click here to view more financial details in our Corporate Review. |
|
| |
|
| Products and Services |
Key coverages in Florida include:
- Homeowners insurance
- Flood insurance
- Renters insurance
- Condominium Unit Owners insurance
- Home Equipment Breakdown
- Commercial Property/BOP
- Dwelling Fire
|
|
| |
|
Homeowners Insurance
Universal North America's standard Homeowners policy provides strong coverage, including: Condo, Other Structures, Medical Payments, Personal Property and Valuables, Personal Liability insurance, Loss of Use and Loss Assessment.
Click here to learn more. |
|
|
| |
| |
|
Home Equipment Protection
Universal North America's Home Equipment protection offers coverage for vital equipment damages, even damage that wouldn't typically be covered under warranty or maintenance contract. This protection covers air conditioning systems, surround sound systems, swimming pool equipment and many other types of equipment.
Click here to learn more. |
|
|
| |
| |
|
Flood Protection
Universal North America's Flood protection is offered through the National Flood Insurance Program. Under NFIP guidelines, almost every home in participating communities is eligible for Flood insurance.
Click here to learn more. |
|
|
| |
| |
|
Renters
When unexpected damage or theft happens, renters need protection, too. Universal North America has a policy designed to give renters specific coverage at a price that makes sense.
Click here to learn more. |
|
|
| |
| |
|
Condominium Unit
Condominium association policies typically cover common areas only. Universal North America can provide coverage for individual condos and their valuable contents.
Click here to learn more. |
|
|
| |
| |
|
Commercial Property/BOP
This exciting new Universal North America product offers excellent coverage for owners of professional or business properties. Additionally, Universal North America offers Commercial Residential coverage for properties such as apartment buildings and condominiums, plus entities including homeowner and condo owners associations. For more information, agents can contact their field representatives or access Commercial eligibility guidelines.
|
|
|
| |
| |
|
Dwelling Fire
Universal North America's Dwelling Fire policies provide coverage landlords can bank on. Dwelling, Other Structures, Medical Payments, Personal Liability and Loss of Income protect your clients AND their tenants.
Click here to learn more. |
|
|
|
Expanding our product line. Universal North America is known for responsible underwriting, smart risk management and great customer service. Our product line varies by state. We enter the market with Homeowners insurance and work closely with our appointed agents to determine the market needs for Auto and Umbrella coverage in each state. |
| |
| Agency Rewards Program |
Universal North America has an outstanding Agency Rewards Program to show appreciation to our agents who write Universal North America policies. The program features three levels of qualification based on production—the President's Circle, Executive Round Table and Universal Pacesetters. Just some of the bonuses include:
- An annual profit-sharing commission agreement
- Agency incentive trip
- Co-op marketing funds
- Logo gear for your staff, including golf shirts
- Year-round sales contests for support staff
- And much more!
|
| |
| Co-op Marketing Program |
|
| Enjoy the benefits of partnering with Universal North America for co-op advertising. Align your agency with a strong, sturdy and stable insurance company. You'll receive free, professionally branded Universal North America marketing brochures or postcards. Qualifying agencies will also receive half off selected media space. |
|
|
To get started working with Universal North America, contact your area representative today: |
All States Suzanne Morrow, CPCU, ARM, CICVP, Sales & Agency Relations 941-323-8517 smorrow@uihna.com |
Southeast Florida Eduardo Sobrino, AAI, AISAVP, Sales & Agency Relations 941-321-0724 esobrino@uihna.com |
Northwest Florida/Panhandle Debbie Rhody, CICTerritory Sales Manager 941-321-7259 drhody@uihna.com |
Northeast Florida/ Jacksonville/Orlando Caroline HallettSenior Sales Manager 941-266-6120 challett@uihna.com |
Southwest Florida/Tampa Heather Murphy-McGeeTerritory Sales Manager 941-323-0161 hmcgee@uihna.com |
|
|
| |
| Insurance products are issued and underwritten by Universal Insurance Company of North America. Issuance of coverage is subject to underwriting review and approval. Products may not be available in all states. |
|
|