You want to protect the things and the people you love most. So do we. Universal North America won't offer cut-rate coverage that may not hold up after a catastrophic storm—or a catastrophic economy.

Strong, stable and infinitely reliable, Universal North America is built on a rock-solid foundation of prudent investments and cautious growth, offering policyholders uncompromising coverage for Home, Auto and Businessowners.

You've got good reasons for choosing a worry-free insurance company. Those reasons are the theme of our "This is why" advertising campaign. Take a look at some of our ads and remember why we're your insurance company. You're there for the ones you love. We're here for you.