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Lightning. Burning debris. Campfires. Smoking. Arson. Causes of wildfires vary. And the extent of damage varies depending on where you live, the climate and the local vegetation.

The good news is that there are simple steps you can take to protect your family and home against a wildfire.

 
 

Prepare for a wildfire:

  1. Make sure your Homeowners insurance policy offers the right protection.
    Protection: Learn more about Homeowners Protection from Universal North America.
    Support: When you're covered by Universal North America Homeowners Insurance, Preferred Pros offer the help you need to put your life back together, and they guarantee their work.
    Strength: You can rest assured Universal North America has the financial strength to back up our promises and pay our claims.
  2. Prepare a list of your personal property. Document your valuables with photos, video and Universal North America's handy inventory form, which will assist you in creating a room-by-room inventory.
  3. Use this wildfire checklist to ensure that you're doing all you can to protect your family before a wildfire comes.
  4. Keep your policy current. Check out our annual policy checklist.

Before and during a wildfire:

Know what to do to keep you and your family safe. Click here for more information.

After a wildfire:

  1. Check the roof immediately.
  2. For several hours after the fire, maintain a "fire watch." Re-check for smoke and sparks throughout the house. Stay away from damaged areas.
  3. If necessary, file a claim with Universal North America. Make the claims process smoother by following these steps.