Dwelling Fire Insurance
Property and liability protection for landlords
Owning rental property represents a significant investment of time and money. It's more than a house; it's a business. Protecting that investment from damage, liability or sudden loss of income is critical for peace of mind. Should a moment of crisis ever arise, sufficient, reliable coverage will make all the difference.
Universal North America's dwelling fire policy provides coverage landlords can bank on, including:
Dwelling: Universal covers the cost to repair or replace the structure of a home in the event it is damaged or destroyed.
Other Structures: We provide funds to rebuild detached structures on the property such as a fence, tool shed or gazebo.
Medical Payments: We take care of medical expenses for anyone outside the household who is injured while visiting.
Personal Liability Insurance: We cover claims for property damage or bodily injury for which the property owners are legally responsible.
Loss of Rental Income: Universal replaces rental income in the event the rental unit becomes uninhabitable due to covered damage such as a hurricane.
Solid coverage under Universal's standard policies
Ask your agent for policy availability and details.
 |
Homeowner | Landlord (Dwelling Fire) |
Condo | Renter |
|---|---|---|---|---|
| Dwelling | ||||
| Other Structures | ||||
| Personal Property | ||||
| Medical Payments | ||||
| Personal Liability | ||||
| Loss of Use | ||||
| Loss Assessment | ||||
| Loss of Rental Income |
Easy online access
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