Renters Insurance
Reliable personal property and liability protection
Insuring the structure of a rental unit is the landlord's responsibility. But what about the personal property and valuables inside? Damage or theft could render electronics, furnishings and clothing a total loss. Universal North America has a policy designed to give renters the specific coverage they need at a price that makes sense.
Universal North America's standard renters policy offers serious protection, including:
Personal Property and Valuables: We offer the replacement value for personal belongings such as clothing, furniture, appliances, jewelry, furs and heirlooms up to policy limits.
Medical Payments: We take care of medical expenses for anyone outside the household who is injured while visiting.
Personal Liability Insurance: We cover claims for property damage or bodily injury for which the renter is legally responsible.
Loss of Use: We pay for any costs above normal living expenses if damage prohibits the family from living in their rental unit. Solid coverage under Universal's standard policies.
Solid coverage under Universal's standard policies
Whether you own or rent, you can depend on Universal North America. Ask your agent for policy availability and details.
 |
Homeowner | Landlord (Dwelling Fire) |
Condo | Renter |
|---|---|---|---|---|
| Dwelling | ||||
| Other Structures | ||||
| Personal Property | ||||
| Medical Payments | ||||
| Personal Liability | ||||
| Loss of Use | ||||
| Loss Assessment | ||||
| Loss of Rental Income |
Coverage available for additional cost.
Download this brochure as a PDF
Easy online access
Managing your policy is easy with Universal's special website feature, My Universal. Make payments and gain access to important policy documents online. Log in
